Saving Energy over Winter

Anyone who reads the blog regularly will know that I work from home and that by about mid-October each year I start to moan about my energy bill. Follow me on social media and you will soon see Instagram pictures of big fluffy jumpers, there will be pleas for recommendation for where to find fingerless gloves online and I will no doubt mention that despite loving my big old house that it is a beggar of a property for draughts.

Sadly, despite working from home on my own business I am not actually classed as a business customer when it comes to finding preferential gas and electricity rates (one day this might change and my will it make me happy!). For those of you who rent offices or similar (I know a fair few people who run their own shop who might find this useful) you can find some great savings on the business gas and electricity savings website Business Save. For the rest of you, and myself here are some top tips for keeping warm in winter without your heating bill raising your temperature.

  1. Wear a Jumper
    It might sound silly however whether you are at work out of the home or inside your first port of call should be an extra layer rather than turning up the heat a few degrees. You’d be surprised how much money you’ll save doing this.
  2. Don’t Turn the Heat up If It’s Cold Outside
    Bear with me on this one. If you have a well-insulated house / office you shouldn’t need to automatically turn the heat up when the weatherman or weatherwoman says the temperature outside has dropped. Your heating should be set at a comfortable level and no more.
  3. Insulate, Insulate, Insulate
    If your house isn’t properly insulated look into this. There are a number of grants available through private companies, councils and even energy companies. Paying to keep the heat in pays for itself in the long run and helps to reduce your home or office’s carbon footprint.
  4. Service Your Boiler
    You should have your gas boiler and fires checked annually, as much for safety as for efficiency. An energy efficient boiler which is working as well as it can costs less to run and therefore your savings are immediate.
  1. Switch or Stay
    Don’t automatically switch providers because you assume it will be cheaper. Sometimes the retention team at your energy company are able to lower your tariff and offer further discounts and offers which make staying with them more financially beneficial. Do of course compare prices and ring the top results to obtain the best quote you can based on your individual circumstances. This may be time-consuming (again I lament the fact that I don’t qualify as a business as so can’t get someone to do this for me) however the moneysaving rewards speak for themselves.
  2. Plug Up
    Heat is crafty and works hard to try and escape. Fit covers over keyholes, put up curtain linings, use draught excluders and make sure you close doors behind you (or rather the kids do) to keep the heat in.

These are just a few simple tips yet they will make a significant impact on your energy bills over time. The general rule of thumb is that provided you are on the right tariff that the lower you energy usage the better the bill so turn things off, layer up and be savvy about energy waste proofing your home, office and business. This article from the fabulous moneysaving website MoneySavingExpert will help you cut back on your energy bills and work out which pieces of energy saving advice you’ve been given are myths and which are really useful when it comes to cutting costs.

 

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Car Insurance Shopping Warning

We bought a new car this week which meant of course looking for new car insurance. As you are supposed to I used the comparison websites in order to get the best deal as well as contacting my usual insurers however none of these worked out the best deal for me.

When looking for insurance we want a company who know what they are talking about, who don’t expect an excess equivalent to the value of a kidney on the black market and who are competitively priced yet include all of the features that we need.

Using the comparisons certainly weeded out a few insurers who seem to think highway robbery is fine and dandy in 2014 however I found myself frustrated by some of the prices quoted, knowing I’ve had better in the past. In the end I took out a very competitive policy from a car insurance company not on any of the comparisons which has worked out cheaper with extras added in.

I posted previously about saving money this summer, being more frugal with our living costs and reducing bills and as part of this I was determined to find the absolute best deal, and did. My advice for you is to use the insurance comparison websites by all means however really shop around using sites such as this site to fine the best deal for you and to ensure that you get the most for your money. I hate paying over the odds and had I been caught up in the baby meerkat stuffed toy frenzy I certainly would have been.

Do the leg work (which still doesn’t take very long in the age of the internet) and make sure you don’t pay more than you have to!

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