Common Online Shopping Mistakes

online shopping

Shopping online has become exceptionally popular over the past few years, especially in my house. It becomes more and more popular as time goes on. From groceries to gadgets, you can purchase anything over the internet nowadays. When it comes to online shopping, you need to make sure you are safe though. The last thing you want to do is put your finances at risk because of leaving yourself wide open to fraud. Furthermore, you don’t want to end up spending more money than you need to. With that in mind, read on to discover more about the common online shopping mistakes you could be making.

Not Shopping Around

You will not get the best deals if you do not shop around. The vast majority of items today, from shoes to cutlery, are available via so many different websites, and they are not all sold at the same prices. This is made easier via the various comparison websites that are available today. You can easily compare anything from your groceries to insurance policies to utility bills. This will ensure that you do not end up spending more than you need to when buying something in particular.

Top Tip for Online Shopping

Don’t forget to check cashback websites before purchasing to see if you could earn on items you were already buying.

Saving Your Personal Information

Be cautious whenever you buy something over the Internet. One of the biggest mistakes that a lot of people make today is saving their personal information. It is understandable why you may do this. After all, it is very tempting to get the website to remember your personal details so that you save yourself a minute or so whenever you make a purchase in the future, as you won’t need to enter this information. However, what saves you a minute could cost you a lot of time and money if your details are hacked. Your personal account could easily be targeted, making you very vulnerable. The best tip here is to never save your details and input them manually each time instead.

Not Checking for Discounts First

Before you make any sort of purchase online, it is important to do a quick search to see if there are any discounts or voucher codes available. Websites like NetVoucherCodes.co.uk make it easy for you to find discounts with ease. All you need to do is enter the store you are purchasing from and it will pull up any available codes on the web. You will be shocked by just how many discounts are available. There is more likely to be a code available to use than there isn’t. When you combine this with shopping around, you have the power to guarantee you are always paying the lowest possible price for something.

Personally, I have saved a lot with codes, with online shopping and off. A group of friends and I visited a restaurant in York not too long ago and managed to get 50% off all of our main meals. This is just one example.

Ignoring Shipping

In addition to the points that have already been mentioned, you need to be careful regarding shipping costs. Whenever you are thinking about purchasing something, the best thing to do is head to the website’s delivery page. Here, you will be able to see the different shipping options that are available, as well as the costs associated with each one. I’ll admit to having been caught out on this one!

Ordering From a Website That is Unknown and Insecure 

Last but not least, this is the biggest mistake of them all. It is vital to recognise that not all websites are the same. Some websites have been set up purely as scams. There are then some websites that while being run by legitimate businesses have no security whatsoever. You really need to take the time to learn about the business you are buying for. Make sure you check their security reputation and credentials. Head to Wordstream.com to find out more about trust signals. If there is no information, or worse, negative information, you know to look elsewhere.

As you can see, there are a number of different mistakes people make when they are shopping online. If you are mindful of everything that has been mentioned above, shopping online is a great way to save money and to have the convenience of having items delivered to your door so that you do not need to waste your valuable time shopping yourself. 

Switch Banks and Earn £100

switch banks

There are many reasons to switch banks, just as there are many for staying put. Banks and building societies offer a number of different accounts, benefits and more. If you aren’t happy, switch banks and reap the benefits of a new account and maybe even earn yourself a bonus.

Switching to Nationwide

I have banked with Nationwide for over tens years. I have numerous accounts and products with them, from savings accounts to the children’s CTF accounts. We have a local branch (the staff are lovely) but to be honest I do all of my banking online. As with most banks Nationwide have a brilliant website and a very handy app. You can set savings goals and so much more.

When it comes to customer service though, Nationwide are gold, and that is why I recommend Nationwide to people who want to switch banks. Every year I am able to recommend five people to Nationwide who, if they switch banks to them, will earn £100 within 30 days. I earn £100 too. Last year I recommended NW to three people. This year I have already been asked to refer two. This means that if you are looking to switch banks,  and want to earn yourself some extra pennies, I can help (three of you). 

Email Me with Subject Line “Switch Banks”

Email me on contact@nickicawood.co.uk if you would like me to refer you or to ask any questions. I just need an email address and you will receive an email from Nationwide with step by step instructions. I can only refer three more people so first come, first served.

Nationwide have been very good to us. We appreciate the way they run their business. If you aren’t happy with your current account now could be an excellent time to reconsider your options.

*I am recommending Nationwide because I have been happy with their service for over a decade. Please ensure that you do your own research into the best bank/accounts for you.
If you ask me to refer you and send me your email address I will use it solely for the purpose of filling in the referral form on Nationwide and sending you the initial referral email. After that, I will delete it.

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