Reducing Home Costs

Reducing Home Costs

Your home is probably one of your favourite place in the world. It should be the place where you feel safe, secure and comfortable no matter what you’re doing. It’s the place to create memories, spend time with your family and escape from the stress and worry of your everyday life. Nothing is worse than when you realise that your beloved home is actually costing you large amounts of money. Fortunately, that doesn’t mean that you need to pack up and move as there are plenty of simple and easy ways of reducing home costs.

Reducing Home Costs By Reducing Your Home Insurance

Home insurance is, of course, incredibly important. That last thing that you want is to find yourself the victim of a crime or natural disaster with no insurance to protect you and your family. Insurance may also be one of the biggest ways that your home costs you a large amount of money. Make sure that you shop around to find the best possible deal. Many people will assume that their mortgage providers insurance price is the best that they can get but you’ll actually be better off by exploring what other insurers have to offer. You should also make sure that you’re getting the right cover for your property. After all, if you’re living on the top floor, then you’re probably not going to need any garden cover.

Just make sure that by reducing home costs in this way you don’t end up being under-insured as that could cost you dearly in the long run.

Be Cost Efficient and Energy Efficient

Far too many homes are basically throwing money away because they are so energy inefficient. By saving energy, you’ll not only make your home more environmentally friendly but will save yourself a decent amount of money as well. There are plenty of things that you can do, both big and small, that can make a big difference. From installing an energy-efficient wall heater to just making some simple changes to your everyday behaviours in order to save a little bit of energy. Many of these things might not seem like they’ll make that much of a difference but can make your home more energy-efficient and save you a ton of money.

Consider Solar Power When Reducing Home Costs

Solar power is actually one of the cheapest ways that you can power your home. Photovoltaic panels are, of course, the best and most well-known way to incorporate solar power into your home but sometimes that’s not really an option for a lot of people. If you live in a flat or apartment, then there are still things that you can do. There are plenty of options for powering appliances, as well as lighting and heating solutions, that use solar power.

Reducing Home Costs: In Summary

Your home is always going to cost you money; that’s just a fact of life. By following these simple tips, you could be able to save a surprisingly large amount of money. This means that you can get back to enjoying your home as the safe, comfortable space that it’s supposed to be without constantly worrying about the effect that it’s having on your bank balance. 

 

Buying Second-Hand Electronic Items

Buying Second-Hand Electronic Items

Here at Cawood Cottage we love our tech. We’re a techy and geeky family. We’re also not people who feel the need to spend ridiculous amounts of money on tech. Keeping up with the latest advancements in technology can be quite mind-boggling. Every two minutes it feels as though there is a new smartphone on the market or a TV with lots of exciting new features. We value the technological advances but also like to live to a budget so buying second-hand electronic items for us just makes sense.

With all of this exciting tech flying around, people are continually upgrading everything that they own. Often, an item will only be a year or two old before it is replaced with something which does not appear to the untrained eye to even be that much different. 

All of these technological advancements have two effects; firstly, they do create a throwaway society. And secondly, they create a wealth of opportunity for second-hand buying. If you are of the view that we don’t need to replace things unless they are broken, then chances are you won’t see the harm in buying second-hand.

Here are a few tips for buying your second-hand electronic items.

Buying Second-Hand Electronic Items: Televisions

Some people swap their TV every year. They want an even bigger screen, with an unsettlingly high definition display. But if your primary objective is just to watch things on TV, then getting a second-hand TV will suit you just fine. Only one of our TV sets was bought new (and that was on sale).

The things that you will need to check for are that there is an HDMI input as well as a socket for digital aerials. Most TVs that have been made in the last fifteen years or so will have these features. And chances are that if the TV was made in the previous ten years, then it will be HD. 

Buying Second-Hand Electronic Items: Smartphones

With product launch after product launch, most models of popular smartphones have had several waves of new versions, with many being into double figures. Often the differences are fairly minimal when it comes down to it. They may have a slightly better processor, a better camera, or an enhanced screen. Unless you want your phone for running complicated apps or games all of the time, then you won’t need the fastest flashiest phone out there. 

When it comes to buying a second-hand smartphone, you will need to know that the battery is still in good condition. If you are buying it as a refurbished model from a retailer, you may get a guarantee on it. However, if you are getting it from an individual, you should not expect this. 

A Word of Warning

You should check to see if the phone has ever been stolen. If you mention to the seller that you need to check this, you may save yourself some time here, if they don’t want to sell it to you, then it’s probably stolen. If you do get to examine it, look up the IMEI number from the phone’s settings and check an online database to find out the phones previous ownership information. 

How do you feel about buying second-hand tech? Is it a great way to save some money and reduce the throwaway culture or does buying everything new work better for you and your lifestyle?

 

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