Would a Serviced Office Benefit You?

The school holidays are fast approaching, indeed we have less than two weeks before my days of quiet and concentrated working are suspended for six weeks. From a family point of view I can’t wait; the kids will be out some days at a childminder and holiday clubs and we do have a lot of adventuring planned.

Juggling work and family life during the holidays isn’t however always the easiest of tasks. It has taken years however I have finally manged to work out ways in which I may balance my working hours and the needs of my clients with precious time with the kids. It sometime involves working very early mornings, very late nights and even the odd weekend but it is only for six weeks however we’ll manage.

I am fortunate in that the work that I do may largely be scheduled at whatever time suits me. Business meetings tend to take place via Skype and between us I can’t remember the last time I had to force myself into a business suit.

I know a lot of parents however who don’t have the same luxury as I do and who need to work during the day in a professional environment (by this I mean somewhere that isn’t littered with Lego traps or has background noises that make it sound like you are at the zoo). Renting an office full-time regardless of whether you have children or not may work out overly expensive, especially if you have a perfectly good office at home you may use the majority of times.

What may work fine office-wise most of the time might not be adequate when it comes to holding meetings.
What may work fine office-wise most of the time might not be adequate when it comes to holding meetings.

Using a serviced office such as those offered by Skyline Offices could well offer the solution to a number of problems that many who work from home have to deal with. Having nowhere suitable to hold meetings, having nowhere quiet to work when the family are at home or finding somewhere more appropriate than a hotel lobby when away for a time on business are all dealt with by renting a serviced office.

These offices come stocked with practically everything that you might need in the event of wanting or needing to work from home, with a secure wi-fi connection, numerous telephone points, relevant office furniture and chairs as requested and a number of additional devices and extras which you might need from whiteboards to printers.

I won’t pretend that I haven’t been tempted by the idea of renting out one of these offices myself in the past, especially when on a deadline. Being isolated from distractions and yet having everything I need at my fingertips could be the answer to those ridiculously busy weeks where I end up working at 2am to ensure a project has been completed fully when in reality I could have been tucked up in bed by 9pm if I’d have a distraction-free zone to work from.

Whether you are looking for a part-time office solution during the holidays, to use as and when required for special projects, when working away from your base or in the case of a colleague of mine, to be able to keep working after a recent house move with her broadband provider making her wait some time for a connection a serviced office could be just the thing.

*Written in co-operation with the mentioned business

Savings and Our Children’s Futures

Very quickly after you’ve found yourself immersed in nappies and sloppy smiles your in-built parenting alarm starts sounding off once you have kids which alerts you to all of the things that you never actually thought you would need to think and worry about. The list is vast and ranges from health to school to development to just about everything that will touch your child’s life between their birth and your death!

Today I’m talking about the parenting worry that is their financial future.

It will come as no surprise to anyone that the UK has had a fairly shocking time of it in recent years. While we seem to be clawing our way back up from a fairly bleak time economically it’s safe to say that few of us are as complacent about our finances as we once might have been.

Our boys both have a CTF (Child Trust Fund) which we have continued to invest in and savings books of their own which we have given them to use to build their own savings for things that they want. Taylor is three and at the moment his is used mainly for birthday money and such-like which we can use to buy treats from those who send him pennies yet Kieran uses his more proactively, being seven now (or nearly eight as he keeps reminding me).

Kieran has a money jar and he puts all of his pennies and pocket money and basically anything he can get his hands on into it. When it starts to build up he trots off down to the bank to pay his money in. He loves doing this himself and I love that he values saving up for things. When he has the “right” amount saved up for whatever Lego or Minecraft treat he must have next he withdraws and buys it. I love that at seven (nearly eight) years old he understands the importance of saving up for what you want and that he enjoys doing it. This sort of attitude will help protect him financially as he moves into adulthood, regardless of what the economy looks like then and we hope to teach Taylor the same lessons about savings.

Before long we will be talking to Kieran about having some extra savings with Santander, an account where he can save up for when he is an adult. Perhaps he’ll put a percentage of his money jar cash in there and keep the rest for his “normal” savings. He’ll have CTF savings coming his way when he hits eighteen which I hope goes towards a car, driving lessons, a flat deposit or similar however we also want him to have long term savings that he contributes to so that saving for now as well as later becomes second nature.

Sadly we can’t control what the future holds for the boys completely however we are determined that financially they will be well versed in the importance of both long and short term savings and that they have the knowledge needed to manage their finances properly.

moneybox
Kieran’s home savings pots has been emptied into his savings account and is now being refilled!

*Written in co-operation with the mentioned business yet my thoughts, feelings and experiences relating to this post are entirely my own.