Move Home Time : Getting Ready

Move Home Time : Getting Ready

Buying a property and getting on the property ladder can often feel like such a big deal. Once you are settled into the pattern of paying a mortgage and looking after a home, you get to the point where you may be thinking, what next? Is it move home time? This can sometimes mean selling your house and buying another. Here are some of the steps to consider when it comes to your next house move.

Move Home Time? Research and Find the Right New Home 

One of the first things to consider when you want to move home would be what you are looking for in a new home. I’m a Rightmove fan myself so personally would have numerous alerts set up and be getting ready for viewings. It may be difficult to put anything set in stone until you have actually sold your own house, but it is a good idea to at least assess your budget.

It may be that you want a new build. Clearly this is a popular option as the new build homes industry is booming right now. Or it could be you would like a house to put your own stamp on or invest into the future with. Visiting houses and potential properties will help you to identify exactly what you want and need from a new property, and also allow you to physically see what you can afford in real terms.

Make Sure Your Property is Sellable 

Deciding that it is time to move home is a big thing. If you are ready to get started with the process you need to ensure that your current home is in a position to sell.  To be prepared to move quickly you might want to think about making some changes to help this happen. Choosing neutral decor, reducing the clutter and even investing in your home to make it more saleable would be a great step forward and could even increase the value you get. 

Move Home Time: Pop the House on the Market

Once your home is ready to sell and you know exactly where you stand, all that is left to do is to put your house up for sale and on the market. A decent agent advertises it on their own website and on other move home property websites. You will want a physical indication that the house is for sale with a board on the front and you may even want to consider holding an open house to attract a few buyers at the same time. 

Be Open to Buyers 

Make sure you are open to buyers and are accommodating. Offer weekend and evening viewing options so that it fits in with people’s busy schedules, setup open houses and be open to them in terms of their offers and feedback. The feedback you get could help you make a small change that could then result in a sale being made. There may be some cheeky offers but that doesn’t mean you have to accept them, you can just leave them on the table. 

Do you have any other top tips to help those ready to move home?

 

Frugal Living 2019: Frugal February #1

Frugal Living 2019: Frugal February #1

For those just catching up, I posted last month about our Frugal Living 2019 challenge. Our first blog post laid out what we were hoping to achieve, how, why and what changes we’d already made. Have we kept it up and enjoyed a frugal February?

Frugal February

If you’ve read last month’s post you’ll have seen that we’d used a fab mobile mechanic to fix the car. Fast forward a month and the fixed car is no more. We bought a new one. Not really what you’d consider the most frugal choice at face value, however, something else fell off her, the MOT was due (it was going to be a big one, i.e. hundreds to get right) and we were fed up of the unreliability of the old girl. She had to go. We part-ex’d her and bought….. the Gingermobile (a bright orange Peugeot). Short term, a big spend, long term, cheaper to run, more reliable, easier to park ( we live in a Victorian terrace where everyone keeps a shoe horn and some goose grease in their car so they can park on a night) and the right choice. 

new car

We are Moving House

Bear with me. How is moving house a frugal choice? Short term is most certainly isn’t, although it depends on how you look at it. First of all… Happy New Home to us! We move in April. We are moving to the most glorious 1930’s bungalow, just a few streets away from where we are now and the benefits are many. There’s a gorgeous garden, a huge workshop for Roy, off-road parking, the house is character packed and perfect for our needs and we just aren’t happy where we are. We’re overlooked, parking is a nightmare, the traffic (considering this is a cul de sac!) is phenomenal and it just isn’t working for us. 

Moving-wise, we’re looking to do it on a shoestring, because we’re trying to save, not spend. We’ve quotes coming in from movers and van and man set-ups, and decluttering is ongoing! We’ll be donating a fair few items to a fab local social enterprise business called the Clockworks (I am on their steering group and have to say, the work they are doing is great) and selling other bits. I’ll write up a frugal moving post nearer the time.

Overall though, we are thrilled to be moving and besides, surely heating a bungalow should be cheaper than heating a breezy 3-floor terrace house? Right?

new house, frugal february

Using Cash

A top frugal February tip for you: Taking cash out for grocery spends has proven to be a winner. It turns out that you are much less likely to spend if you have to hand cash over rather than flash your contactless card at the till. Grocery shopping has long-since been a bone of contention when it comes to our budget because we seem to overspend every time. In the four weeks since we started this challenge I stayed 100% on budget for 2 weeks, went slightly over on the third week and the fourth, we don’t need to speak of again. A good start, better than previous months definitely but I need to find a way to stay accountable and stick with the cash envelope system. 

Bulb Energy Referral

After posting about Bulb last month, someone used my referral to sign up with them and we have both received £50 credit on our gas and electricity account. To say I’m pleased is an understatement, especially as that means another person choosing 100% renewable electricity and 10% renewable gas. They are a lovely company to deal with and have saved me a fortune over the past 18 months. They are worth a look at if you aren’t happy with your current energy provider. My referral is: http://bit.ly/nickibulbreferral

A Frugal-ish Day Out

We’ve now got a Family and Friends Railcard. The cost is £30 a year although I cashed in some Tesco vouchers to make it £15 for the year. It allowed us to travel from Thirsk to York, four of us, for £12.80 return. It has almost paid for itself already. Have a look on the Railcard website at this railcard and others to see how you can save. 

We took the train to York and enjoyed a few fabulous hours at the National Railway Museum, a very short walk from York train station. There is no entrance fee at the NRM and there is so much for us all to see and do. We then walked into York, had some lunch, enjoy a little shopping (necessary purchases only, a bath bomb for Taylor etc) and then came home, tired but having had a fabulous and fairly frugal day out. If you haven’t been to the National Railway Museum they are worth looking up.

family

Frugal February: The Plan

We’re now halfway through February. There are no big spends planned, the food budget is back under control and we’re plodding along nicely. We’ve swapped out shampoo for a shampoo bar (cheaper and better for the environment) and are trialling a conditioner bar. These we’ll feedback on later. The plan for February is to continue with the successful frugal changes we’ve made so far and to:

  • Use Freecycle to source packing boxes/materials for free.
  • Research ways to cut the cost of our upcoming house move.
  • Be more mindful of our gas and electricity usage.
  • Enjoy more frugal family days out (Check out the Forestry Commission walks for a cheap and healthy fun day).
  • Declutter and sell on or donate anything we no longer need.

I’ll be back with an update in a couple of weeks.