Life’s Most Stressful Moments

Life’s Most Stressful Moments

There is much to love about life. It’s easy to forget that we’re only here once (we assume), and that is pretty special. It’s a gift that we should cherish. However, there’s no denying that life isn’t just one long jaunt through the fields. There are tough moments too, and sooner or later, you’ll have to deal with them. While sometimes there’s no avoiding the fact that you have to go through bad periods, sometimes being aware of them can help to soften the blow.  I look at examples of life’s most stressful moments and offer some tips on how to navigate them as well as possible.

Life’s Most Stressful Moments: Moving Home

We tend to think of moving property as a positive experience, and ultimately, that’s what it’ll hopefully prove to be. However, it’s important to remember that the actual act of moving can be stressful, even if you’re just moving to a house located down the street. There are just so many things to do, and it’s a fact that we’re creatures of habit. Uprooting ourselves and placing ourselves somewhere else can be a challenge, even if we’ll ultimately call it home. To reduce the stress, it’s best to plan as much as you can in advance, and also to embrace the fact that it’s going to be chaotic. This is just something that you can’t control.

To avoid this move hitting your list of life’s most stressful moments make sure you get as much help as you can, be realistic about the mess and the upheaval and give yourself a break from time to time.

Going Through a Divorce

The end of a relationship is never nice. You’ve built something together, and the truth is that even if you know it was the right decision, it takes time to get used to single life. Things become even more complicated when you’re getting a divorce. At that stage, your life is strongly intertwined with the other person, and dealing with all the details can be very stressful, especially if there are children involved. Perhaps the best advice is to do what you have to do, and be patient. You will eventually make it through to the other side.

The Death of a Loved One

Nothing can prepare you for the death of a loved one. Even if you knew it was on the horizon, it’s still the most painful emotional experience that a person can endure. While there’ll always be stress involved, there are things you can do that’ll make things easier to bear. Surrounding yourself with loved ones, allowing yourself to feel all the emotions, working with professional funeral directors to say a proper goodbye will all help. Beyond that, it’s all about trying to put one foot in front of another and having faith that it will pass.

Strongly consider grief counselling for yourself and your family. Not everyone’s journey is the same when it come to grieving and therefore a little help finding the best path forward can make all the difference.

Life’s Most Stressful Moments: Global Events

Sometimes stress comes from our own situation. At other times, it’s because of global situations. The state of the world can get us down in abstract ways, such as the threat of climate change or uncertainty surrounding the economy, at other times in direct ways, such as the coronavirus pandemic. During these times, it’s a good idea to focus on community. Humans have shown we can get through anything when we’re on the same side. 

What would you consider life’s most stressful moments? What tips might you share with others for reducing the stress or moving past the other emotions that come with big life changes?

 

Helping Your Elderly Parents With Their Finances

Helping Your Elderly Parents With Their Finances

Watching your parents get older can be rough. They were once capable go-getters with seemingly endless energy, and are now becoming more vulnerable, older and less able to take care of themselves. Although this is a natural process we all undergo in our lives, seeing those you love become weaker can take its toll on our emotions. It can also strain our relationships with them; as they become older and more set in their ways, it can be difficult to negotiate. Helping your elderly parents with their finances is something that you should get advice on so that they are safe, protected and have what they need and want.

One thing that many people struggle with when it comes to their aging parents is discussing their finances. Some elderly people become pretty intransigent and traditional, refusing to talk about their money or make provisions for their future. It is vital that elderly people make provisions for their future care, in case they become unable to take care of themselves and need to explore elderly care options. But how can you approach the touchy subject of money with your elderly parents? Here are a few handy tips. 

Involve A Professional Advisor

One way in which some elderly people can get on board with speaking openly about their finances is if they do it with a professional that they trust. For example, their accountant, who they trust with their finances year after year, could be a helpful person to consult when discussing your parents’ financial future. Although they love you, they might listen more carefully to a professional accountant whose involvement in their life is not an emotional one, but a practical one. 

Helping Your Elderly Parents With Their Finances: Encourage Them To Do It Themselves

Some elderly parents become defensive about money if they feel their kids are taking over. For vulnerable people, agency is vital. Feeling like you aren’t in control of your own life can make anyone feel defensive and angry, and this is often felt by those whose families are pressuring them to make financial decisions. In this case, encourage your parents to look into their finances on their own – and just let them know that you are happy to be of assistance if they want you to be. This takes the pressure off them but still pushes them in the right direction. 

Be A Protector

Unfortunately, there are people in this world who will take advantage of a vulnerable, seemingly “gullible” older person. This might be by undervaluing their home, encouraging them to buy insurance they might not need, or even outright stealing from them. One way to help your parents with their finances as they get older is to act as a protector from this kind of awful conduct. Explain to them that they should involve you more in their financial decisions so that you can double-check they aren’t being taken for a ride by an unethical businessperson who has seen them as an opportunity to make quick cash. By doing this, you not only help your parents keep their money safe, but also encourage them to be more ruthless with those they spend their money on. 

Helping Your Elderly Parents With Their Finances

Please get up to date advice on how you can effectively support your parents with their finances, legal matters ad everything else, acting as an advocate on their behalf the right way.

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